Google Pay (formerly known as Google Wallet and Android Pay) is a digital wallet and mobile payment platform developed by Google. It allows users to make payments with their Android devices, make peer-to-peer payments and store loyalty card details.
To use Google Pay, users must first download the app and add their credit or debit card details. Once added, the card can be used to make payments at participating retailers, both online and in-store. To pay, users simply hold their device up to a contactless reader and confirm the transaction with their device's fingerprint or PIN.
Google Pay also allows users to make peer-to-peer payments, such as sending money to friends or family, by linking their bank account or debit card to the app. Users can also store information about their loyalty cards so they can receive rewards or discounts without having to carry physical cards.
Google Pay uses tokenisation to protect users' card data. This means that when a payment is made, a unique token is created that represents the card data rather than the actual card number that is transmitted. This helps to prevent fraud and protect users' sensitive data.
Google Pay is accepted by many major retailers and financial institutions and is available in a number of countries.
In summary, Google Pay is a digital wallet and mobile payment platform developed by Google that allows users to make payments, peer-to-peer payments and store loyalty card data with their Android devices. It is secure, easy to use and accepted by many major retailers and financial institutions. It uses tokenisation to protect users' card data and is available in a number of countries.
